Orange County Bankruptcy Attorneys Eliminate Debt
Bankruptcy gives you a chance to start over. It can stop wage garnishments, creditor calls, foreclosures, and repossessions. Get started today and get a fresh start.
Stay in your home
Bankruptcy has the power to stop foreclosures so that you can hold on to your most valuable asset. The automatic stay immediately stops any foreclosure action and can provide additional time to negotiate a loan modification or come current on the loan through Chapter 13.
Keep you car
If you have financed your car, you may be stressed over a potential repossession of your vehicle. Further, if your car is repossessed, you may be liable for any deficiency when the car is sold again. Not only can you keep your car in bankruptcy, you may be able to reduce or re-negotiate the loan to better terms.
Stop harassing calls
Many creditors will make repeated calls in an attempt to collect debt. For many struggling with debt, these constant reminders cause unnecessary stress and anxiety. Our firm can stop the phone calls and permanently get rid of the debt so that you can enjoy a fresh start.
Avoid wage garnishment
The last thing you need when struggling with debt is a wage garnishment. When you are already struggling to make ends meet, wage garnishments result in a serious reduction in salary and can lead to financial ruin. Bankruptcy can stop existing wage garnishments and in some cases we may be able to recover previously garnished wages through bankruptcy.
Eliminate liability
A lawsuit is the first step a creditor needs in order to garnish wages, place a lien on your assets, or freeze your accounts. Rather than deal with the stress and deadlines of a lawsuit, bankruptcy can eliminate your liability related to the suit and stop creditors before they can recover fees from your assets.